:root{
  --ink:#0e1726;
  --muted:#5a667a;
  --line:#d9e1ea;
  --panel:#f6f8fb;
  --white:#ffffff;
  --blue:#243f8f;
  --blue2:#2f61bf;
  --steel:#6f8096;
  --accent:#c99a3b;
  --shadow:0 18px 48px rgba(14,23,38,.11);
  --radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter, ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;color:var(--ink);background:#fff;line-height:1.55}
a{color:inherit;text-decoration:none}
p{margin:0 0 1rem}.small{font-size:.88rem;color:var(--muted)}
.container{width:min(1180px, calc(100% - 40px));margin-inline:auto}.narrow{width:min(900px, calc(100% - 40px));margin-inline:auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.92);backdrop-filter:blur(16px);border-bottom:1px solid rgba(217,225,234,.8)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:26px;min-height:82px}.brand{display:flex;align-items:center;gap:14px}.brand img{width:190px;height:auto;display:block}.brand-text{font-size:.76rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);font-weight:700}
.nav-links{display:flex;align-items:center;gap:22px;font-size:.94rem;color:#24314a}.nav-links a{padding:10px 0;border-bottom:2px solid transparent}.nav-links a:hover{border-color:var(--blue2);color:var(--blue)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:1px solid transparent;border-radius:999px;padding:12px 18px;font-weight:750;letter-spacing:.01em;transition:.16s ease}.btn-primary{background:var(--blue);color:#fff;box-shadow:0 8px 20px rgba(36,63,143,.22)}.btn-primary:hover{background:#18306f;transform:translateY(-1px)}.btn-secondary{background:#fff;border-color:var(--line);color:var(--ink)}.btn-secondary:hover{border-color:var(--blue2);color:var(--blue)}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#f8fafc 0%,#eef3fb 52%,#fff 100%);border-bottom:1px solid var(--line)}.hero:before{content:"";position:absolute;inset:0;background:url('assets/grid.svg') center/cover no-repeat;opacity:.52}.hero-inner{position:relative;display:grid;grid-template-columns:1.08fr .92fr;gap:50px;align-items:center;padding:92px 0}.eyebrow{font-weight:800;color:var(--blue2);letter-spacing:.17em;text-transform:uppercase;font-size:.76rem;margin-bottom:18px}h1{font-size:clamp(2.45rem,5vw,5rem);line-height:.98;letter-spacing:-.055em;margin:0 0 26px}h2{font-size:clamp(1.9rem,3vw,3.1rem);line-height:1.05;letter-spacing:-.035em;margin:0 0 18px}h3{font-size:1.28rem;line-height:1.18;margin:0 0 12px}.lead{font-size:1.18rem;color:#334159;max-width:760px}.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:32px}.hero-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:28px}.risk-meter{display:grid;gap:12px;margin-top:22px}.risk-row{display:grid;grid-template-columns:120px 1fr;gap:14px;align-items:center;font-size:.9rem;color:#334159}.bar{height:11px;border-radius:99px;background:#e6ecf4;overflow:hidden}.bar span{display:block;height:100%;background:linear-gradient(90deg,var(--blue2),var(--accent));border-radius:99px}.stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:24px}.stat{padding:16px;background:var(--panel);border-radius:16px;border:1px solid #e7edf4}.stat strong{display:block;font-size:1.45rem;color:var(--blue)}
.section{padding:84px 0;border-bottom:1px solid var(--line)}.section-alt{background:var(--panel)}.section-head{display:grid;grid-template-columns:.8fr 1fr;gap:42px;align-items:end;margin-bottom:36px}.section-head p{color:var(--muted);font-size:1.05rem}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 10px 30px rgba(14,23,38,.06)}.card .num{width:38px;height:38px;border-radius:12px;background:#edf3ff;color:var(--blue);font-weight:850;display:flex;align-items:center;justify-content:center;margin-bottom:18px}.card p{color:var(--muted)}.card ul,.article-body ul{padding-left:19px;margin:12px 0 0;color:var(--muted)}.card li,.article-body li{margin:.55rem 0}.split{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:center}.panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow)}.check-list{display:grid;gap:13px;margin-top:20px}.check{display:flex;gap:12px}.check:before{content:"";flex:0 0 18px;height:18px;margin-top:4px;border-radius:50%;background:linear-gradient(135deg,var(--blue2),var(--blue))}.matrix{width:100%;border-collapse:separate;border-spacing:0;overflow:hidden;border-radius:18px;border:1px solid var(--line);background:#fff}.matrix th,.matrix td{padding:16px 18px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}.matrix th{background:#eef3fb;color:#17233a;font-size:.88rem;text-transform:uppercase;letter-spacing:.08em}.matrix tr:last-child td{border-bottom:0}.badge{display:inline-flex;padding:6px 10px;border-radius:999px;background:#eef3fb;color:var(--blue);font-size:.78rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.solutions{display:grid;grid-template-columns:1.1fr .9fr;gap:24px}.solution-list{display:grid;gap:14px}.solution-item{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px}.solution-item strong{display:block;margin-bottom:5px}.solution-item span{color:var(--muted)}.callout{background:linear-gradient(135deg,var(--blue),#101d42);color:#fff;border-radius:28px;padding:44px;overflow:hidden;position:relative}.callout p{color:#dce6ff}.callout:after{content:"";position:absolute;right:-120px;top:-80px;width:300px;height:300px;border-radius:50%;background:rgba(255,255,255,.08)}
.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.article-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 10px 28px rgba(14,23,38,.06)}.article-top{height:10px;background:linear-gradient(90deg,var(--blue),var(--blue2),var(--accent))}.article-card div{padding:24px}.article-card time{font-size:.78rem;color:var(--muted);font-weight:800;letter-spacing:.08em;text-transform:uppercase}.article-card p{color:var(--muted)}.article-card a{font-weight:850;color:var(--blue);margin-top:auto}.article-hero{padding:74px 0 42px;background:linear-gradient(135deg,#f8fafc,#eef3fb);border-bottom:1px solid var(--line)}.article-body{padding:62px 0}.article-body h2{font-size:2rem;margin-top:2.4rem}.article-body p,.article-body li{font-size:1.04rem}.source-list{border-top:1px solid var(--line);margin-top:42px;padding-top:24px}.source-list a{color:var(--blue);font-weight:700}.footer{background:#08111f;color:#d8e3f1;padding:54px 0}.footer-grid{display:grid;grid-template-columns:1fr .7fr .7fr;gap:30px}.footer img{width:180px;filter:brightness(0) invert(1);opacity:.92}.footer a{color:#fff}.footer .small{color:#9cacbf}.mobile-note{display:none}
@media(max-width:950px){.nav-links{display:none}.mobile-note{display:block;color:var(--muted);font-size:.86rem}.hero-inner,.section-head,.split,.solutions,.footer-grid{grid-template-columns:1fr}.hero-inner{padding:64px 0}.card-grid,.article-grid{grid-template-columns:1fr}.stat-grid{grid-template-columns:1fr}.brand img{width:158px}.section{padding:62px 0}.matrix{display:block;overflow-x:auto}.hero-card{padding:22px}}